GAP Insurance Claim Assistance In South Carolina

This means the lender or insurer only paid part of what was owed under your GAP policy. If your car was totaled but you still have a loan balance, and the GAP payout didn’t fully cover it, you may be a victim of a wrongful or fraudulent partial payout.

Unfortunately, many lienholders, creditors, and financial institutions have been reported to wrongfully or fraudulently issue only partial payouts—sometimes to save costs or avoid full liability. In these cases, they often hope the consumer doesn’t challenge it.

Yes. If you’re in South Carolina and suspect you’ve been underpaid or misled, contact a local attorney who handles insurance disputes. All consultations at my firm are free, and we’ll help you understand if you have a case.

If your car was totaled or stolen and you no longer own it, but you still owe money, that’s exactly what GAP insurance is supposed to prevent. If GAP failed to fully cover the loan and you're left paying out of pocket, you may be entitled to compensation.

GAP insurance is usually offered by car dealerships at the time you buy or lease a vehicle. You can also get it through your auto insurance company as an add-on to your existing policy. Some credit unions and lenders also offer GAP coverage directly when you finance your vehicle. No matter where you get it from, it’s important to read the terms carefully—some providers are more transparent than others.